If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a maturity period. CDs, depending on the yield, typically offer better yields ...

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

Read on to learn about the best banks for CD rates in 2026.

In March 2022, the Federal Reserve began aggressively raising interest rates, a trend that lasted until mid-2023. Rates reached a high-water mark of 5.25% to 5.5%. In late 2024, the rates began to ...

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.