Open banking, embedded finance, and AI are changing where bank data flows. Data privacy now determines how far innovation can ...

Banking industry publications are awash in trends for 2025 from industry pundits. But it's more intriguing to look around the corner—a three-to-five-year horizon—to gauge preparedness for fundamental ...

Banking customers often share their financial data on external platforms, such as budgeting tools and accounting software, to help them manage their money. But for financial institutions, giving out ...

With more and more non-bank companies now offering banking products, data that was previously accessible only to financial institutions is now in the hands of fintechs and other companies launching ...

As it works to determine how to safeguard the sharing of and access to consumer financial data, the Consumer Financial Protection Bureau (CFPB) faces a clear choice. It can allow market-based ...

What happens when over 5 million* UK residents are unable to access mainstream credit? The issue is more significant than it seems. These 'credit invisible' individuals—ranging from freelancers to ...

The CFPB must unequivocally state that consumers own their financial data and prohibit financial institutions from monetizing access to it. No one should dictate with whom consumers can share their ...