Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...

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Progressive offers the lowest average rates for full and minimum coverage, but USAA and Geico also rank as top insurers for ...