By: Marc Guberti Your checking account doesn’t just tell you how much money you have. It can also be a valuable tool to assess your spending habits — and offer a nudge to make some changes. Because a ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Not all checking ...

Pennsylvania-based Horizon Federal Credit Union offers a checking account that earns an 8% annual percentage yield (APY) — a number boosting it past most high-yield savings accounts, let alone other ...

Staying on top of your checking account ensures that you have enough cash to pay your bills on time. Making on-time payments for your credit card will improve your FICO score and minimize your ...

If your checking account has too much money, then you're costing yourself big-time. Money that's sitting in checking has a tendency to get spent -- even if it shouldn't be. If you have high-interest ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you torn between a ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Checking accounts allow for unlimited daily transactions and are insured up to $250,000. They offer various deposit methods and access tools like debit cards and online banking. Be aware of possible ...