BNPL plans look simple, but hidden costs and credit risks can quietly turn small purchases into bigger problems.

Remember when buy now, pay later (BNPL) loans felt like a secret shopping hack? "Split that $200 jacket into four easy payments and avoid credit card interest while keeping more cash in the bank." ...

FICO is updating credit scoring to include buy now, pay later (BNPL) loans. New models (FICO Score 10 BNPL & 10 T BNPL) aim to provide lenders with better insight into repayment behavior and credit ...

Americans are starting the new year with record debt. Here’s how they can get it under control. Buy-now-pay-later is ...

Forbes contributors publish independent expert analyses and insights. Pam Danziger reports on retail, focused on the luxury consumer market. Buy-Now-Pay-Later (BNPL) is booming, helping retailers ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You’ve finally found the ...

"Buy now, pay later" plans are rapidly growing in popularity among young Americans, but not everyone is convinced they’re a smart financial choice. Haley Sacks, a personal finance influencer with over ...

In a previous Dollars and Sense special, the issue of “phantom debt” — buy now, pay later balances that were difficult for ...

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.

Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?

On a record-setting Cyber Monday, North Carolina opened a multi-state effort to better understand the practices behind a popular payment option that allows millions of Americans to spread out the cost ...

Klarna is now available as a buy-now, pay-later option when using Apple Pay in Denmark, Spain, and Sweden, with France to follow in the coming weeks. This financing option lets you pay for your Apple ...