Don't Make This Costly CD Mistake at Maturity—Try These 4 Smarter Alternatives

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...
GOBankingRates on MSN

What Is a CD Ladder? What You Need To Know

Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — ...

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...
CNET

Jumbo CDs: What Are They and What Makes Them So Big?

If you’re looking to open a certificate of deposit, you’ve likely noticed that there are a variety of CD types to choose from: traditional, no-penalty, bump-up and step-up CDs, just to name a few. But ...
NerdWallet

How to Use (and Not Use) CDs for Retirement

Focus on CDs for cash reserves, use a CD ladder and compare rates. But don’t lose sight of a CD’s purpose. Many, or all, of the products featured on this page are from our advertising partners who ...