Key Takeaways The average credit card balance per consumer in the U.S. was $6,523 in the third quarter of 2025.Total U.S. credit card debt hit a record $1.23 trillion in the third quarter of ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card.

These cards offer no-interest periods, low fees, and flexible perks, ideal tools for consolidating or paying down debt ...

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A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you more ...

Lee Hallman is a freelance writer for credit cards and travel rewards at Forbes Advisor. She is a source of information and inspiration for readers looking to navigate the world of travel with savvy ...

If you’ve racked up credit card debt that you’re not paying off every statement period, you’re not alone. American households had $1.23 trillion in outstanding credit card balances in the third ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...

GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...