Apply rewards toward housing costs indirectly: Cash back on credit-card payments can still help offset escrow payments, repairs, or insurance premiums. Just make sure you pay them off promptly to avoid interests charges.

Americans dislike all the credit card “tricks and traps” that might lure them into thinking they will get something for nothing, but they like their rewards points. This summer, families used these credits to travel to destinations nationwide while ...

The Edit is Chase Travel’s collection of luxury hotels and resorts. Bookings made with a hotel in The Edit collection include benefits that often match those granted to elite status holders of hotel loyalty programs,

If you are going to be spending money anyway, you might as well earn some points when you swipe. There are several different types of rewards credit cards you can apply for. When thinking about the best one for you, look into your spending habits and ...

Becky Berkan, a small-business owner in Wisconsin, called Dave Ramsey with a big-business question. Berkan is owner-operator of Wilson Aesthetics Company in Madison, Wisconsin. She spends $10,000 to $20,

Examine your spending to determine where you spend the most, then select cards that offer bonuses on those purchase categories. Bonus categories offer extra points on eligible purchases. Ensure that the rewards and perks justify the annual fees you pay.

Using a credit card for NPS may earn rewards but make sure that the fee, caps and uncertainty don't outweigh the benefits