NEW YORK (WABC) -- Ross Kenneth Urken, personal finance editor for TheStreet.com, stopped by to answer all your questions about credit and credit scores. Here is the transcript.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.

Here at TPG, we love credit cards. We've experienced the power of redeeming credit card rewards, and we want to help everyone else have that great experience. But if you're new to the world of credit ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

- Credit card companies and financial institutions like to see that you’re responsible with a variety of different financial products. So it can be helpful to have a few credit cards and/or an auto ...

This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...