Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

A good credit score opens doors, but it does not guarantee approval. Lenders look at far more than just one number—and that ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not ...

Editor’s note: The following article is an op-ed, and the views expressed are the author’s own. Read more opinions on theGrio. I was on “TheGrio with Marc Lamont Hill” last week, and one of the topics ...