What Trump admin’s credit score shake up means for buying a home

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...

Fannie Mae, Freddie Mac move beyond FICO with new credit scoring model to boost competition

On Wednesday, Freddie Mac FMCC and Fannie Mae FNMA announced their acceptance of mortgages evaluated using VantageScore 4.0 ...

Want the lowest mortgage rate you can get? Credit-scoring changes mean home buyers need a new strategy.

If people can show mortgage lenders a shiny credit score and a track record of on-time bill payment, it’s going to help them ...
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Fannie, Freddie and FHA adopt new credit score models

Federal housing agencies, including Fannie Mae, Freddie Mac, and the FHA, will now accept VantageScore 4.0 and FICO 10T for ...
Morningstar

VantageScore® Launches All New 5.0 Credit Score Model, Delivering Industry-Leading Predictive Performance Based on Novel Attributes and Post-Pandemic Consumer Data

Superior Credit Score Model Stability Reduces Consumer Credit Score Volatility SAN FRANCISCO , April 17, 2025 /PRNewswire/ -- National credit scoring leader VantageScore today announced the launch of ...
nationalmortgageprofessional.com

MBA Urges Shift To Single Credit Report Model, Citing Cost Savings And Efficiency

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...