A bounced EMI is often blamed on bad timing, but its real cost shows up later in your credit score, borrowing options and monthly peace of mind.

But lower rates do not automatically make borrowing smart. It is essential to assess your finances and what you can ...

A personal loan is a flexible financial option that facilitates quick access to funds for home improvements, meeting medical emergencies, travelling, or educational purposes. Equated Monthly ...

Your liability to service the home loan is independent of your inability to take possession of the property due to a legal ...

Job loss can disrupt finances but a clear plan helps manage personal loan EMIs through budgeting, early lender communication, ...

Refinancing your home loan to a lender with lower rates can significantly reduce EMIs, especially if your current rates are high. Document your pending partial prepayment and consult a finance ...

Exclusive EMIS has decided to postpone maintenance planned for today following concerns raised by GPs about increased demand after the bank holiday. Optum, the company that acquired EMIS in 2023, told ...

Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Emis, the healthcare IT company, hopes to benefit from spending cuts at the National Health Service as it rolls ...