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Pallavi was previously an editor for CNET Money, covering topics from Gen Z to student loans. She's a graduate of Cornell University and hails from Atlanta, Georgia. When she's not editing, you can ...

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A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit reports list a range of information from your credit past and present, including the accounts you have, the balances ...