Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

With the Extra Debit Card, you can build credit without needing a credit history (Extra Debit Card doesn't perform credit checks) or worry about the complexities of a credit card. However, the card is ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...