As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Your credit score is a three-digit number that helps potential lenders predict how likely you are to repay money as agreed. A high score can help you reach your financial goals, whether that’s getting ...

Your credit utilization measures the amount of revolving credit you're currently using divided by the total amount of credit available to you. This ratio is an important component of your overall ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...