President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Stream NBC 5 for free, 24/7, wherever you are. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their ...

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial concept can be misleading. Understanding the truth is the ...

Americans have a near-record level of credit card debt — $1.18 trillion as of the first quarter of 2025, according to the Federal Reserve Bank of New York. The average credit card debt per borrower ...