When policymakers talk about housing affordability, the focus is usually on interest rates, inventory shortages, zoning ...

For nearly 17 years, Fannie Mae and Freddie Mac — two pillars of the U.S. housing finance system — have remained under federal conservatorship. The debate over how to exit this limbo has consumed ...

Every mortgage market is patchwork. Rules, products, and features exist because of past events, a crisis, a policy choice, or a market failure. The result is a structure that reflects history more ...

In a landmark shift for the U.S. housing finance system, the Federal Housing Finance Agency has issued a directive ordering Fannie Mae and Freddie Mac to formally consider cryptocurrency as an asset ...

Freddie Mac has reported that its Single-Family credit risk transfer (CRT) program issued nearly $5.1 billion in 2025, ...

Vance Ginn is president of Ginn Economic Consulting, host of the Let People Prosper Show, and formerly chief economist of the first Trump White House's Office of Management and Budget. The federal ...

President Donald Trump said he is weighing taking mortgage giants Fannie Mae and Freddie Mac public more than 15 years after the government seized control of the two companies, which are at the center ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

Proposal outlines a market-driven approach to enhance shareholder value, preserve mortgage affordability, and facilitate a controlled exit from conservatorship The discussion surrounding the future of ...

Two consumer groups are urging Federal Housing Finance Agency Director William J. Pulte to abandon his directive that Fannie Mae and Freddie Mac explore counting cryptocurrency holdings as reserves in ...