Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...