Our calculations shows that "Buy term and invest the rest" (BTIR) is more than likely to provide better investment returns ...

It is advisable to decide in advance the corpus you want for your child at a specific age and invest accordingly through ...

A 7702 plan, also called a Section 7702 plan, is a privately issued, standalone life insurance policy. Learn how it differs from typical retirement plans.

We talk to the experts to find out if it is wise having insurance in a financial portfolio and where it may do more harm than ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

As individuals increasingly adopt structured and goal-based financial planning, Shriram Life Insurance said life insurance remains an essential instrument for managing uncertainty and building ...

As we move through 2026, money mistakes don’t always come from big, obvious decisions. In fact, the most dangerous financial trap today is often complacency—the quiet confidence that regular savings ...

Several insurer-backed studies show that a large share of Indian policyholders have life cover of less than five times their ...