Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...

December 2025 concluded with the Non-QM segment reaching another milestone, underscoring continued expansion in alternative ...

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically The thirst for financing created a boost in home loan volume in December. A closer look at ...

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. Some homebuyers don’t fall into ...

If you're ready to buy a home and want a regular or government-backed mortgage, it must be within conforming loan limits. You'll need a jumbo loan for properties that exceed conforming loan limits.

Conventional and government-backed home loans are the most popular mortgage types, but many others may be a better option for you. While many people think of mortgages as a singular item, many types ...

A strong wave of refinance activity and renewed buyer interest lifted mortgage rate lock volumes in March, according to Optimal Blue’s latest Market Advantage report. Data shows a 24% monthly jump in ...

The new phone books are here, the new phone books are here! Oh, wait a minute. The new conventional conforming loan limits are here! The new conventional conforming loan limits are here! True, lenders ...