What happens if you forget to extend your PPF account after maturity? Rules explained

A PPF account matures after 15 years, allowing withdrawals or extensions. Failing to submit Form 4 within a year limits ...

PPF rules explained: Why your investment may stay locked in for more than 15 years

The Public Provident Fund (PPF) has a 15-year lock-in period, starting from the end of the financial year in which the first deposit is made. However, investors may face a longer lock-in period, ...

EPF vs PPF: Interest rates, tax benefits, eligibility, withdrawal rules compared

EPF and PPF are two popular long-term savings schemes offering tax benefits and fixed returns, but they differ in eligibility ...

What happens to a PPF account after the account holder’s death? Nominee rules, withdrawal process explained

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account ...

PPF for children decoded: Limits, tax breaks, and withdrawal rules

A child’s Public Provident Fund (PPF) account comes with strict contribution caps, a long lock-in, and tax-free returns but missteps on limits and withdrawals can dilute its benefits.

Withdrawal to extensions: How PPF works after 15-year lock-in period

From tax-free compounding to flexible five-year extensions, the fund serves investors seeking government-backed security in a volatile market ...

EPF vs PPF: Key differences, rules, tax benefits and returns explained

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both ...