What happens if you forget to extend your PPF account after maturity? Rules explained

A PPF account matures after 15 years, allowing withdrawals or extensions. Failing to submit Form 4 within a year limits ...

EPF vs PPF: Interest rates, tax benefits, eligibility, withdrawal rules compared

EPF and PPF are two popular long-term savings schemes offering tax benefits and fixed returns, but they differ in eligibility ...

Withdrawal to extensions: How PPF works after 15-year lock-in period

From tax-free compounding to flexible five-year extensions, the fund serves investors seeking government-backed security in a volatile market ...

What happens to a PPF account after the account holder’s death? Nominee rules, withdrawal process explained

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account ...

PPF for children decoded: Limits, tax breaks, and withdrawal rules

A child’s Public Provident Fund (PPF) account comes with strict contribution caps, a long lock-in, and tax-free returns but missteps on limits and withdrawals can dilute its benefits.

What happens if you miss a PPF contribution? Penalties, rules and how it affects your account

PPF requires a minimum annual contribution of ₹500. These deposits can be made monthly or annually, and penalties apply for ...

EPF vs PPF: Key differences, rules, tax benefits and returns explained

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both ...
Pensions Expert

The unknown cost of pre-97 indexation to DB schemes

Potential changes to the way the PPF’s compensation is calculated and paid could have an impact on its 7800 index and some schemes in its assessment period, as Nick Reeve reports. Last month’s Budget ...