Joint loans work in a similar way to individual ones – you borrow a lump sum of money and repay it in fixed monthly instalments over a set term. The key di ...

While it is important not to borrow more than you need, smaller-sized loans tend to cost more in terms of interest. For ...

Before you apply for a personal loan, consider prequalification. It's a great way to explore personal loan offers without hurting your credit score, allowing you to shop for the best deal.

Our top personal loan lenders, including LightStream, SoFi and Universal Credit, offer low rates and fees and various ...

Providing accurate and truthful information on a personal loan application is crucial, as lies can lead to serious consequences. Lenders often restrict how loan funds can be used, and your indicated ...

Personal loan scams are increasingly common, targeting individuals seeking quick financial solutions. Understanding how these scams operate and recognizing their warning signs can help protect your ...

Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were higher for 3- and 5-year loans when compared to fixed-rate loans for the seven days before ...

Learn the reason your loan was denied, then work on boosting your credit and income for your next application. Many, or all, of the products featured on this page are from our advertising partners who ...

Who are Upstart personal loans best for? Upstart personal loans are best for borrowers looking for quick funding and an ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. Many, or all, of the products featured on this page are from our advertising ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Learn about the pros and cons of secured personal loans.