Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.34%. On a 20-year mortgage refinance, the ...

The rate on a 30-year fixed refinance fell to 6.23% today, according to the Mortgage Research Center. Rates ...

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've been since early 2023. The 30-year fixed-rate hit 6.06% on average during the ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These products, which allow homeowners to borrow equity from their home ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

LOS ANGELES (AP) — Mortgage rates haven't been this attractive in more than a year, good news for homeowners eager to refinance. Many homeowners have already jumped at the opportunity to lower their ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While a HELOC comes with a variable interest rate subject to change and ...

Home buyers and refinancers got some welcome news this week as mortgage rates reached their lowest average level since ...