It’s easy to get sucked into focusing on a “magic number.” ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

People save so they can have smooth retirements, and this may be the year more of them start withdrawing from their nest eggs ...

It's not a given that it's the best withdrawal strategy for your situation.

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

A 65-year-old retiring this month faces a financial puzzle: leaving work with $1.3 million saved, but entering retirement when the S&P 500 sits up 13% over the past year and 80% over five years. The ...