Microsoft is phasing out SMS 2FA for personal accounts as it pushes users toward passkeys and other passwordless sign-in methods. Here’s what users should know.

Microsoft eliminates SMS codes for personal accounts due to SIM-swapping vulnerabilities, replacing them with more secure passkey authentication using biometrics.

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Texting scams are exploding. In 2024 alone, U.S. consumers lost $470 million to them, according to the Federal Trade Commission, a number more than five times what it was just four years earlier. To ...