The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Available to home buyers in rural areas of the country, USDA Home Loans can be obtained through local lenders for the purchase of a home, for home renovations, repairs, and new construction. Backed by ...

USDA home loans offer a path to homeownership for those with lower incomes and for people who are looking to buy a home in certain areas of the country. These mortgages are backed by the US Department ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

While most homebuyers know that they'll need to meet certain requirements to get a home loan, in some cases the house must pass certain standards, too. This is definitely the case if you're ...

To secure a U.S. Department of Agriculture (USDA) loan, you don’t have to become a farmer or live in a remote area with more land than you can handle. While USDA loans have certain property guidelines ...

The U.S. Department of Agriculture home loan program is a fantastic route for some prospective homeowners to obtain a mortgage with no money down and at a competitive interest rate. The program has ...

USDA loans offer extremely affordable terms to homebuyers, such as 0% down payments and low interest rates. But those who qualify for this loan will also want to keep in mind that the application ...