The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

USDA loans are only available for properties that meet certain criteria. Here are some official house rules you need to know.

This checklist will help verify that you have all the info required to successfully apply for a USDA home loan in 2026.

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

If you’re looking to build a new home, a USDA construction loan could be the key to making your project a reality. USDA construction loans can provide funds for purchasing land, plus the financing for ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

The biggest difference between USDA loans and conventional mortgages is that USDA loans typically have lower interest rates because the government insures them. The best provider of USDA loans is ...

USDA declares parts of Southeast Missouri disaster areas after severe drought, opening emergency loans for farmers in Cape ...

As world events have people in business, government and economic development contemplating the tension between energy independence and sustainability, it’s worth exploring how creative financing can ...