By the end of 2025, consumer credit conditions showed signs of softening, led by rising delinquency pressure and a modest ...

Perhaps lenders that specialize in subprime auto finance can find a positive way to view the latest edition of CreditGauge ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

VantageScore Superprime and Subprime Credit Tiers See Rise in Delinquency Rates Personal Loan Credit Originations Up as Consumers Refinance Debt with Unsecured Loans Rising Credit Card Balances ...

Silvio Tavares waited years for news that finally arrived in July: government-sponsored enterprises Fannie Mae and Freddie Mac would finally allow lenders to use something other than a FICO score to ...

SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...