If you’re wondering how to pay off your credit card debt, you’re not alone. The New York Federal Reserve Bank’s Center for Microeconomic Data reported a record-high $986 billion in credit ...

From figuring out how much you owe to using a clear payoff strategy, this step-by-step plan can help you pay off high-interest debt and become debt-free.

Credit card debt can be overwhelming. Once you've spent more than you can pay off, your debt can balloon as interest charges rack up and deepen the hole you're in.