Key Takeaways Common debit card fees include monthly maintenance, overdraft, ATM, and foreign transaction fees; prepaid cards may have inactivity fees.

Cardless ATM access gives consumers the same options they would have with a physical card — the same types of transactions and the same withdrawal limits. Where Can You Use Your Phone at an ATM?

A debit card may be better than a credit card for people with certain financial habits. Find out if a debit card can help you manage your money better.