Research from Visa shows that 47% of consumers in the U.S. use AI tools when shopping for help with tasks such as comparing ...

Another concern cited in the letter, which certainly sounds ominous: That they “may not adequately assess borrowers’ capacity ...

Threats both large and small hit the credit card industry in 2025, but the market showed resilience. One threat to the credit ...

Installment features, digital wallets, AI tools, and new funding models are crosscurrents that blur the very definition of ...

Multiple events impacted the credit card ecosystem in 2025. The CardRates team will continue to track these stories, as well ...

Walmart filed a complaint about the Visa and Mastercard settlement offer saying the proposal did not provide relief to large ...

Many companies released new or enhanced versions of their premium cards in 2025. Chase revamped its Sapphire Reserve card for ...

Investors are still behind co-brand credit cards, as seen in Imprint’s $150 million financing. The company, Imprint, raised ...

Walmart is not in favor of the proposed resolution to the dispute between card networks and merchants over swipe fees. The ...

Zina Kumok is a personal finance writer, certified financial health counselor, and certified student loan counselor. She works as a money coach helping people one on one at ConsciousCoins.com. Her ...

Marcie Geffner is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles ...

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national ...