If you have a small business, you've likely seen higher costs across the board, from the products you buy to the services you depend on to keep systems running. Insurance policies haven't been exempt ...

Many personal loan lenders set their minimum loan amount at $3,000 or higher. If you only need a few hundred dollars, that means taking on more debt than you need to and paying unnecessary interest.

Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 years of diverse financial management experience. He is an expert on personal finance, corporate finance ...