Jen Smith is a personal finance expert specializing in student loans, paying off debt, and investing. When she's not writing she's the co-host of the award-winning Frugal Friends Podcast. damircudic / ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

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Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies. Learn about our ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

According to consumer data from the Federal Reserve Bank of New York, total U.S. credit card debt hit $1.25 trillion in the first quarter of 2026. A debt consolidation loan can help manage bills by ...

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