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Buy Now Pay Later Is a Trap — Here's the Math
Buy Now Pay Later isn't free money — here's the math they don't show you 💸 Miss a payment and late fees + up to 36% APR hit. It won't build credit, but it can hurt it. Average user runs 3–5 plans at once and spends 10–40% more. Rule: if you can't buy it today, BNPL won't fix that. #bnpl #affirm #klarna #personalfinance #moneytips # ...
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