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1:46
YouTube
CyberJoe 2.0 Your Guide to Cyber Insurance
What is an Exmod or Experience Modification Rating EMR?
The experience modification rating (EMR) is a little line item on your workers compensation policy that can make a big difference in your premium. The Workers Compensation Insurance Rating Bureau WCIRB takes claims and premium information from every insurance company that you use and calculates the rates based on that information. So, your ...
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