Influencers and UGC creators, you need to know about the “check overpayment” scam before you lose hundreds (or thousands) of dollars. Here’s how it usually works: A fake brand or fake “agency” offers you a dream collab and says they’ll send you a check for gear, props, or your creator studio. Then they “accidentally” send more than agreed and ask you to wire or Zelle the extra back. Your bank shows the money at first, so you think it’s safe. But weeks later, the check bounces as counterfeit and